College student Nick O’Bannon attends a race at the McKinley Speedway with his girlfriend Lori Milligan and their friends Hunt Wynorski and Janet Cunningham. Nick suddenly has a premonition of a terrible accident that sends debris into the stadium, killing several people and causing the stadium to collapse. In his panic, Nick inadvertently starts an argument with Andy Kewzer. Andy and his girlfriend Nadia Monroy, as well as racist Carter Daniels (who demands his wife stay) chase Nick and his friends out of the stadium, along with mother Samantha Lane, her children, and security guard George Lanter. When the accident occurs, George prevents Carter from going in after his wife and a scuffle ensues. As she is yelling at the group, Nadia is suddenly decapitated by a tire flying out of the stadium.
Several days after the disaster, Carter tries to set a cross ablaze on George’s front lawn blaming him for preventing him from saving his wife, but a chain of events causes his tow truck to start driving on its own and as Carter tries to regain control, he is grabbed by the towing chain and is blown up by his truck catching fire with the very gas he was using. The following day, Samantha is finishing up at a beauty parlor when a rock propelled by a lawn mower suddenly impales her eye and kills her. After reading about the events in the paper, Nick becomes convinced that Death is coming after them for evading their fates at the stadium. Hunt and Janet are dubious, but they manage to convince George about what is happening. The group arrives to warn Andy, but he is killed when a tank, propelled by a chain reaction from a faulty wench launches him through a chain link fence. After receiving a premonition involving water, Nick tries to warn Hunt, who has gone for one last conquest at the pool, while George and Lori try to find Janet, who becomes immobilized in a malfunctioning car wash. Hunt drops his lucky coin in the water after an accidental placement of a toy turned the pool’s drain on. As he dives into the pool, he is pulled down to the drain where the pressure mounts, and his insides are eventually ripped into the draining system before Nick can rescue him. George and Lori rescue Janet from the car wash at the last second. Afterwards, George admits to having tried to commit suicide due to his family being killed in a car accident the year before that he believes was his fault, but every suicide attempt has failed. Lori believes saving Janet must have saved the rest of them from Death’s plan and the group celebrates instead.